Maybe it’s because the economy is getting tough these days.
There are a lot of people who can see it.
There are more people coming to my blog than ever before.
I was able to check.
To everyone who visits,
I’d like to thank you.
Just because there’s people visiting,
It’s very helpful to write a post.
I’ve written a lot of posts, but I think I’m the most likely
It was about the special supply of the first house in my life, which was well received.
That’s how much I want to prepare for a home for my life needs.
I mean, there’s a lot of people who have dreams.
People who are interested in mortgage loans are different from yesterday.
I think it’s stretching.
Some of these people sometimes leave a note or comment.
There are a lot of people asking me questions.
I’m sorry, I’ve been asked so many times.
I always feel sorry that I couldn’t answer.
At the time I applied last month,
I just got a text saying it’s approved, and I’ve got an intermediate or balance date.
The handling process required a considerable amount of time.
I don’t know when I’ll be able to fill out the loan and post it.
How do I write it? I’ve been thinking about it, and you’re thinking about it.
I’ve been waiting. You can buy your first home.
I was able to prepare related postings this time.
Before we get down to business, let me tell you for the first time.
It was time to buy a house. in possession of
There was no restriction to dispose of the house separately.
For those who set up their first home, you can refer to it.
I would like to introduce you in advance that this is information.
Finding a house without using financial instruments
I can see that it’s a star in the sky.
Buying a house will soon be out of the dirt.
It can be interpreted as meaning, but it can be interpreted as Pablo, YouTuber, etc.
Internet bj specialists can tell you how to do it.
There were a lot of things that were hard for ordinary people to understand.
Can I do it well? I’m worried about you’really worried.
far short of cash collected
How to prepare insufficient funds in the case.
I don’t know if I should be investing in bitcoin.
A day when I can’t sleep all night long with a lot of thoughts.
And the moment it was repeated, the process began to show.
When you have personal time on the first public holiday or weekend,
I’ve been there, I’ve been driving, I’ve been there.
Some days, I use public transportation.
How the infrastructure is in place
Is the education environment well established?
We’re going to do a local analysis, and we’re going to do a little bit of
What’s happening in preparation for real estate measures?
All apartments have been reduced in many ways.
You have started moving to the plan.
The current real estate market in Korea has risen significantly.
You’re already on the right track.
If you miss it, the balance between supply and demand is…
It’s going to be more polarized, and you won’t be able to buy it.
That was a big idea.
The way to get them out of an apartment-backed LTV is,
When you’ve been worrying about a lot of things, it’s a kind of debt
Investments included as assets were determined.
And when you get older, you spend all your time and effort,
I thought it would be harder. because
The first home purchase in my life, the LTV itself.
I was able to apply at a level that wasn’t enough.
As you all know, it’s already on the rise.
Buy now, and get the monthly rent.
Because it was a big sum in times of trouble.
It was dark in front of me.
That’s why you can control your mind and step on it.
such as nesting eligibility, limits, and interest rates.
I’m trying to figure out the details.
It didn’t really help me buy a house in the Seoul area.
There was an impact on LTV prices, and there was a big difference in charter products.
I didn’t think there would be any.
And even if I applied for a commercial bank product, it was only 500 million won.
It was no easy task to find less than 500 million leaseholds in Seoul.
We’ve got 70 percent of the mortgage LTV we’ve been planning before.
Can I get it? I’ve been looking around.
200 million won was the biggest loan for stepping stones.
Even Seoulites are not allowed to use it.
If you access the Korea Housing Finance Corporation website,
There were a variety of categories.
Learn more about nesting LTV information
I was able to check the contents.
I found out that there was an annual income limit.
It should not exceed 85 million won.
Income standard because the price itself was not right before.
Not only was it unfulfilled, but it was meaningless.
It was a very frustrating time.
If you want to check your qualifications in advance,
The application amount and the combined income of the couple in the application column for loan conditions,
Please enter the number of underage children.
If you calculate the expiration date, repayment rate, etc.,
You’ll be able to check your availability to some extent.
I also calculated with this process.
The loan application period can be set for up to 30 years.
If we set it up for a long period of time, we’ll have 10 years.
If set, the principal and interest payment period will be reduced.
The monthly payment will have to be paid.
I’m 30 years old, and the payment method is equivalent to principal and interest.
I was able to apply.
In case of KB over 600 million, the nesting theory is
Unlike apartment mortgages, there are conditions,
The monthly amount may be wrong.
If it’s over 600 million won, it’s impossible to apply for the examination.
When I learned about this process,
I felt so out of touch with reality.
You can check the KB market price and apply for the product.
If you are in the range, it is recommended that you use it according to the market price.
The part you need to refer to is…
It’s a normal, high average, low real price.
There’s a general view of every financial sector you’re dealing with.
Please note that there are financial companies that check the top in other places.
Depending on whether or not the sale is over 600 million won.
The results were applied very importantly.
Panic binge has led to a day-to-day rise in housing prices.
In the case of K-Bank or Kakao Bank, through non-face-to-face applications,
I could’ve applied, but even with government-backed products,
The limit was low and the screening was difficult.
We need to raise enough funds through P2P.
It was a rough time. Even if you use an apartment mortgage,
It was meaningless because there was LTV restriction.
More from the Housing and Urban Fund of Korea
We’re looking at trends and we’re looking at buying with credit.
I’m sure there are more people out there who are thinking.
If you’re really driven to the edge of a cliff, whatever you do,
폰테크 They say you end up doing it. to the secondary financial sector
Looking at me, looking at me, panicking, fear…
I don’t think I’m getting out of here and losing my reason.
There was a lot of fear. But somehow or other than that,
I decided I had to find a house to live in.
As far as I can tell, if you proceed with the mortgage loan in the first financial sector,
Forty percent of LTVs were maxed out, which means more than a billion homes.
Applicant’s credit score income along with the existing debt details conditions
If I calculate DSR and DTI, I can get up to 40%.
Many people say that it is difficult to endure these days.
Well, if you buy a house for the first time in your life, just write it down
If you write it down, it’s going to be complicated.
I’ll upload a link to the site I’ve used so far.
I hope you all get help, too.